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Ask RoboI have an investment plan for 50lac lumpsum mode, I have chose the mg schemes & asset allocation, my question is how to split the lumpsum, can it be 40% affront & balance 60% over 12months STP, please suggest
Anand asked 6 months ago
1 Answers
Roboadviso answered 6 months ago

Hi Anand,
Thanks for posting your query.

Before deciding the asset allocation and schemes, you should first decide your risk profile & time horizon . once you have figured these two things then only asset allocation and schemes would be useful.

If you are planning for long term investments then you should keep around 20-25% in pure debt fund so that these corpus can be used to deploy it into equity fund when there is correction  in the market. Remaining corpus can be deployed in 12 months through STP.

If you do not have any equity allocation currently then it is recommended to deploy some amount  say around 20-30% at one go and remaining through STP.
Happy Investing!


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