Thanks for posting your query.
Before deciding the asset allocation and schemes, you should first decide your risk profile & time horizon . once you have figured these two things then only asset allocation and schemes would be useful.
If you are planning for long term investments then you should keep around 20-25% in pure debt fund so that these corpus can be used to deploy it into equity fund when there is correction in the market. Remaining corpus can be deployed in 12 months through STP.
If you do not have any equity allocation currently then it is recommended to deploy some amount say around 20-30% at one go and remaining through STP.